Freqently Asked Questions

Our current build time is four to six months from the time we receive the building permit, depending on the size of the home. We cannot submit the home for permitting until we have the exact dimensions and layout on the lot, and most of our customers make some modifications to meet their specific needs. This process of finalizing the design before permit application is the biggest time consumer, but most important for the customer.

We are a custom home builder, and that is all we do! We have a number of basic plans catering to different lifestyles with options such as: living room/family room vs. great room, number of bedrooms & baths, den or no den, garage exposure - front load, courtyard, or side load. Our customers usually choose a plan that meets their basic needs, then modify it so they get exactly what they want in a new, custom home. Getting just what you want is one of several reasons to build. When purchasing a used home on the market you always compromise in some area.

Pricing varies depending on the size and "finish" level of the home, whether or not it has a pool, and the amenities of the pool area. We have easy-to-read handouts containing specifications and prices of both our "Silver" and "Platinum" finish levels available at our model home in Twin Rivers that will help you estimate the will cost of your new home. Our pricing sheets represent the cost of the home only; pool and building lot are additional. One of the most important elements of the building experience is that the customer understands exactly what the home will cost before signing the contract. Pricing can also be done by telephone or email.

That depends on if you are going to pay cash, or finance the home. If you are going to finance, you will need to choose a lender and secure a construction loan. The most cost-effective package will be construction/perm financing implying there will be only one closing as the loan transitions from the construction phase to a permanent mortgage. You can normally fill out an application on-line, over the phone, or in-person. Generally, your loan during the construction phase will be interest only, modifying to a fixed rate or ARM of your choice when the home is complete. You can expect an initial charge of $400-500 for a credit check and appraisal; once approved, there will be some additional costs to the lender's construction department to administer the loan and inspect the home prior to the builder's draws on the loan. By law, you will always receive a Good Faith Estimate from the lender in a format that makes your costs understandable, and allows for easy comparison between lenders. Closing a construction/perm loan takes between 30 to 45 days from application.

If you are paying cash, we request a deposit of 8% of the price of the home. Approximately 3% of the deposit goes to pay for house plans, permitting, and various pre-construction expenses incurred by the builder and is credited toward the contract price as the project goes forward. The deposit remainder, and all further draws go into bricks and mortar. The payment schedule for a cash customer follows closely to the "draw" schedule for a construction loan. At various milestone points in construction such as "slab pour", and "dry-in" the builder is entitled to a draw representing a specified percentage of the contract value in order to pay his subcontractors for work performed.

That's correct, there are homes on the market with prices designed to get your attention. While some of these homes can work out for a buyer, there are a number of factors to consider when purchasing a used home. Risks include: "As-is" condition, no warranty, lengthy delays/uncertainty of approval by lender in the case of a short sale, and punitive contract addendum's in the case of an REO, more expensive to insure, (depending on age) and finally, getting a bargain price, but not the home you really wanted. A new home, on the other hand is yours and yours alone, built on your timeline, with new materials, such as High-impact, Lo-e, insulated windows, latest technology, money-saving energy efficiency, a warranty, and the home you always wanted; without compromise.